​​​​​​​If you have a family like mine, you need mortgage protection and life insurance to protect them without worrying about what will happen in the future.

.As a husband and a father, my commitment goes beyond the present. I am determined to guarantee that even if I am no longer here, my family not only survives but thrives, flourishing in a future I tirelessly prepare for.

​By adding mortgage protection and life insurance with living benefits, you empower your family to confidently navigate life's uncertainties, ensuring their financial stability today and safeguarding their dreams for tomorrow.

​Mortgage protection insurance is a type of term
life insurance that is designed to pay off your
mortgage in the event of your death. It functions
like a standard term life policy: You purchase a
policy for a set period, make monthly payments,
and if you pass away while the policy is in force,
your chosen beneficiary receives funds to pay off
your mortgage. This coverage ensures that your
family could stay in their home if you were no
longer able to contribute to mortgage payments.

Mortgage protection insurance is right
for you if you want to:

• Protect your most valuable asset

• Ensure your loved ones never have to deal with the fear of losing their home

• Provide financial security if the unthinkable happens

​

Hello, my name is Kent Bachman. I am a licensed insurance professional in Iowa, Missouri, Nebraska, Michigan, Texas, Florida and North Carolina. I have been licensed since 2005, and started in the industry after my father passed away and the insurance policy he left my mother eased the financial burden she was left with. Insurance doesn't have to be hard and confusing. Here I will explain how I can help you with mortgage protection and life insurance with living benefits..

​Does the benefit go down as my mortgage goes down?

​NO! The benefits are level and do not decrease. 

Does it only cover accidental death?

NO! It cover death in the event of an accident or a natural cause; such as cancer, heart attack etc.

What happens if I get hurt or sick and cannot work?

​Mortgage protection can include a disability rider to cover if you become disabled, and or a critical illness rider which pays you a lump sum of money to cover bills your health insurance will not; such as deductibles, your mortgage payment, utilities, groceries etc.

Does it require an extensive physical and is it a long process to get covered?

NO! One of the best benefits of mortgage protection is no physical is required only a simple health questionairre. That means a nurse is not coming to your house and sticking you with a needle. In most cases we can have a family protected in a couple of days rather than the old days where it would take four to eight weeks.

​What happens if I never use my insurance?

​On most mortgage protection policies you have the option to receive a refund of all or some of what you paid in.

What happens if I sell my home or move is my coverage lost?

NO! You can keep the policy and continue the coverage for the remainder of the policy.